WebNov 13, 2024 · Reddit has advice on all aspects of personal finance, including credit cards. Users can upvote comments they like, and the best advice tends to get voted to the top. Helpful credit card... WebIf you're using the CC for everything, pull up your statements from the past year. Figure out where your money is going. Build a budget, cut back on whatever you need to in order hit your savings goals. Check in with each other to make sure you're staying on budget.

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WebSince you don't have any credit history in the US, your only option is to apply for a secured credit card. After you use it responsibly for a year, you'll probably be able to apply for an unsecured student credit card. Of the major banks, Bank of America is the friendliest to non-immigrant statuses. WebIf you have good or excellent credit (690 credit score or higher), you may consider a 0% APR credit card. These cards offer introductory periods of up to 21 months and charge … tmy11w

Advice on credit card debt : r/personalfinance - Reddit

WebGet rid of the debt completely. Ensure that you have $1000 or an emergency fund of 1 month's expenses, whichever is greater. Throw the rest at the debt. Numbers say pay it off. But there is some psychology in keeping a small emergency fund IF you are committed to no more spending on credit cards. WebMay 1, 2024 · The financing is tricky. One advantage is they will allow you to take on 36 month financing for cellphones which might be nice if you want to Note 10 5G or Galaxy Fold. It might make more sense however … WebShop with PayPal Credit's digital, reusable credit line anywhere PayPal is accepted and enjoy 6 months special financing on purchases of $99.00+. Just fill out a quick application, and get a credit decision in seconds. Apply Now Subject to credit approval. See terms. Already a PayPal Credit customer? Explore Your Account Overview PayPal Benefits tmy 120*10